{"product_id":"debt-payoff-tracker-google-sheets-snowball-avalanche-planner-digital-download","title":"Debt Payoff Tracker Google Sheets | Snowball Avalanche Planner (Digital Download)","description":"Stop guessing where your extra payment should go. This Google Sheets template tracks every debt, applies the Snowball or Avalanche method automatically, and shows you exactly how close you are to debt-free — updated every time you log a payment.\n\nHOW IT WORKS\n\nDebt List — enter every debt with its balance, interest rate, and minimum payment. Choose Snowball (smallest balance first) or Avalanche (highest interest rate first) from a dropdown, and your Payoff Order updates instantly.\n\nPayment Tracker — each month, log every debt's remaining balance after that month's payments. Totals and amount paid off calculate automatically — no formulas to touch.\n\nDebt Free Dashboard — a one-page summary of your total debt, amount remaining, amount paid off, percent paid off, and a live chart of your balance dropping over time.\n\nWHY YOU'LL LOVE IT\n\n- No spreadsheet skills needed — just fill in the cream cells\n- Works entirely in Google Sheets, free with any Google account\n- Switch between Snowball and Avalanche any time without losing your data\n- Sample data included so you can see exactly how it works before entering your own numbers\n- Instant download — start tracking today\n\nGOOD TO KNOW\n\nThis is a Google Sheets template, not a physical product or app. After purchase you'll receive a PDF with a link to make your own editable copy — nothing is mailed. This is a budgeting tool, not financial or credit counselling advice.\n\nQuestions before you buy? Just ask — I'm always happy to chat!","brand":"My Store","offers":[{"title":"Default Title","offer_id":55906664120642,"sku":null,"price":8.95,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1027\/6290\/5922\/files\/5f2b1540-il_fullxfull.8366700436_rahy.jpg?v=1786565088","url":"https:\/\/khoperations.com\/products\/debt-payoff-tracker-google-sheets-snowball-avalanche-planner-digital-download","provider":"KH Operations","version":"1.0","type":"link"}